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Student Loan Debt in Bankruptcy is a big concern in Wagoner County. One of the questions I get from many of my clients is, “is there anything you can do about my student loan debt?” Sadly, for the vast majority of student loan debt in bankruptcy, the answer is no. Many years ago, Congress determined that almost all student loans should not be dischargeable…
Filing Chapter 13 Bankruptcy in Wagoner County is a great tool for those facing financial problems. If you’re considering filing for bankruptcy, you need to know what kind of bankruptcy you are going to file. The vast majority of individuals or families file either a Chapter 7 or a Chapter 13 bankruptcy. The Chapter 7 is what most people think of when they hear…
Our Wagoner bankruptcy attorneys can help stop collection calls. One of the first questions we get from bankruptcy clients is “How do I stop Collection calls ? How often can they call me?” Unfortunately, until the bankruptcy is actually filed, the answers are generally “they won’t,” and “any time between 8:00 A.M. and 9:00 P.M.” Fair Debt Collection: The Fair Debt Collection Practices Act…
Liens on Your House in Bankruptcy Over the last several years, given the housing market bubble, many people considering filing Chapter 7 bankruptcy are homeowners. For these people, they often overlook protecting their property from judgement liens. This is an important concern for all homeowners filing bankruptcy. Past due creditors often times sue debtors. These creditors get money judgments against them. Often, the creditor…